You are encouraged to open a local bank account as soon as possible after arrival. This will make it easier to manage your finances during your stay in Vietnam.
Several reliable local banks operate in Vietnam, including:
You can withdraw both USD and VND over the counter at bank branches; however, only VND is available from ATMs throughout the city. While VISA and Mastercard debit or credit cards are commonly accepted at supermarkets, restaurants, and hotels, cash (VND) remains the most widely used method of payment for everyday goods and services.
You can transfer money between your Vietnamese bank account and your home country account. Most local banks provide assistance with setting up online banking, offering international transfer instructions, and English-language support at major branches. It is recommended that you visit a nearby bank branch for guidance shortly after arriving at DNC.